6 Things to Check Before Buying a Home: Avoid Costly Surprises

by Jenni McCarty

Buying a home is one of the biggest financial decisions you'll ever make. Before you sign on the dotted line, it's crucial to do your due diligence to avoid unexpected expenses down the road. A beautiful home can quickly turn into a money pit if you overlook key details.

Here are six essential things to check before purchasing a home to ensure you’re making a smart investment.


1. Date of Electrical Updates

Outdated or faulty electrical systems can be a safety hazard and lead to costly repairs. Here’s how to assess a home’s electrical condition:

Ask for proof of electrical updates – The seller should be able to provide documentation of any upgrades.
Inspect the electrical panel – Look for signs of outdated wiring or poor workmanship.
Test the outlets – Bring a phone charger to check if outlets are functional and properly grounded.

If the home hasn’t had any recent electrical upgrades, you may want to budget for rewiring, especially in older properties.


2. Date of Plumbing Updates

Plumbing issues can lead to water damage, mold, and expensive repairs. Before buying a home, check the following:

🚰 Ask about past plumbing upgrades – Find out if the pipes, water heater, and sewer lines have been replaced or repaired.
🚰 Test water flow – Run faucets, flush toilets, and turn on showers to ensure proper water pressure.
🚰 Inspect under sinks – Look for leaks, rust, or mold, which could indicate hidden problems.
🚰 Check for drainage issues – Slow-draining sinks or tubs might signal clogged pipes or plumbing system failures.

Plumbing issues can be costly to fix, so it’s best to uncover any problems before finalizing your purchase.


3. Date of Major Appliance Upgrades

Buying a home with outdated appliances can be a financial burden. Here’s how to ensure the appliances are in good working condition:

🔍 Ask about the age of major appliances – The lifespan of a refrigerator, oven, washer, and dryer varies. Older appliances may need replacing soon.
🔍 Test functionality – Run the dishwasher, turn on the stove, and check the fridge’s cooling capacity.
🔍 Inspect the HVAC system – Heating and cooling units should be in good working order since replacements can be expensive.

If the appliances are older, consider negotiating a credit to upgrade them or purchasing a home warranty for added protection.


4. Any Reported Foundation Issues

Foundation problems can be a deal-breaker since they often require extensive and costly repairs. Look for these warning signs:

🏚 Sagging floors or ceilings – Uneven surfaces can indicate structural issues.
🏚 Bowed walls – Warped or bulging walls may signal foundation movement.
🏚 Musty basement smells – Persistent odors could mean water intrusion or mold problems.

Hiring a professional home inspector can help identify any hidden foundation concerns before you commit to the purchase.


5. Age of the Roof

A roof replacement is one of the most expensive home repairs. Before buying, check:

🏠 Roof age – Roofs generally last 20-30 years, depending on the material. If it’s nearing the end of its lifespan, a replacement may be imminent.
🏠 Shingle condition – Look for cracked, curled, or missing shingles, which can indicate wear and tear.
🏠 Gutters and drainage – Excessive granules in the gutters may suggest that shingles are deteriorating.
🏠 Moss or mold growth – This could signal trapped moisture and potential roof damage.

A failing roof can lead to leaks and costly repairs, so be sure to evaluate its condition thoroughly.


6. Age of Windows & Any Window Updates

Windows impact both energy efficiency and home security. Here’s what to check:

🪟 Window age – Older windows may lack insulation, leading to higher energy bills.
🪟 Drafts & functionality – Open and close all windows to check for air leaks or difficulty operating.
🪟 Condition of seals and frames – Cracked seals or rotting frames can lead to costly replacements.

Newer, energy-efficient windows can save you money on heating and cooling costs while adding value to your home.


Final Thoughts

A home may look perfect at first glance, but hidden issues can turn your dream purchase into a financial headache. Before making a commitment, take the time to inspect these six critical aspects of the property. If any red flags arise, consult a home inspector or negotiate repairs with the seller.

Want to ensure you're making the best decision? Get a FREE home value update today!

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Jenni McCarty

Jenni McCarty

Broker | License ID: 995686952

+1(318) 317-6776

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